It’s ePower MADNESS in March
There are plenty of opportunities for bonus points, making this free rewards checking account even sweeter.
Earn 1,000 points ($5 cash back) each for:
2,000 points ($10 cash bank) each for:
3,000 ($15 cash back) points each for:
AND Combo Bonuses!
5,000 additional points ($25 cash back) if you get a credit card and auto refinance/loan
OR credit card and savings account
OR auto refinance/loan and a savings account.
Don’t have an ePower Plus Checking Account?
ePowerPlus is a free rewards checking account that empowers you with points to redeem for cash back when you use your Debit Card! You’ll also be receive Identity Theft protection through our partnership with one of the most trusted names in the industry, at no cost to you!
Here’s why your fellow team members love to bank with us:
Early Payroll Program* gives you your paycheck Thursday night instead of Friday when you sign up for direct deposit
A network of over 70,000 surcharge-free ATMs and 5,000+ shared branches
Easy-to-use online and mobile banking platforms
Low rates on loans
Free rewards checking account
Aspire Online Membership Applications
You can now join Aspire FCU quickly and easily online. Click here to access the online membership application!
Need to switch your automatic payments from another account to your Aspire Checking Account?
Now you can easily move recurring payments and direct deposits to your Aspire Checking Account – all with the click of a mouse. With ClickSWITCH™ account information is transferred instantly. It’s fully automated, convenient and takes less than 10 minutes.
Click here to learn more!
Aspire FCU members get a discount on TurboTax products. Just click the TurboTax banner in My CU Online!
ID Theft Protection
Aspire FCU is delighted to provide identity theft detection and recovery services as part of our ePower Plus account at no cost.
We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:
Fully Managed Identity Fraud Research, Remediation and Recovery – a professional, certified and licensed Recovery Advocate will work on your behalf to restore your identity to pre-event status, for any type of identity fraud you might experience, or even suspect. This service extends to cover you and up to three generations of family! Click here for complete Terms and Conditions.
Lost Document Replacement
Identity Theft Expense Reimbursement Insurance – you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $25,000, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.
Credit monitoring* - with alerts to any changes of your credit file that may indicate identity theft.
If you don’t have an ePower Plus account, you can still open an affordable package at a very low rate (starting at $3.95/month). Click here for more details!
*You may choose whether or not you use this entitlement to obtain the credit monitoring service. There is no cost to you for taking advantage of this offer. When you become eligible for this service, you will receive an email from our partner company providing instructions for activation.
Aspire mobile banking gives you access to your account while you're on the go.
- Obtain account balances and transaction information
- Pay bills on-the-go
- Pay back friends, send gifts or make rent payments and more through PopMoney
- Make transfers between your accounts
- Find a nearby surcharge-free ATM or shared branch
- Snap a photo to deposit a check with Mobile Deposit
Once you download the app, you'll use the same username and password as you set up for online banking!
We’re constantly working to improve the app, too. In the past few months, we’ve also enabled:
- Touch ID for Select Devices - simply log in with your fingerprint.
- Push Notifications - get automatic banking alerts sent to your phone in real time.
- Forgotten Username and Password Retrieval - you no longer need to wait until you have access to a computer.
Apply For a MasterCard Today!
As a UPS Local 177 employee, you’re eligible to apply for an Aspire MasterCard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards!
Apply for one of our cards today!
*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.
Share Certificate Rates
6-month Share Certificate – 0.50% APY* ($500 minimum deposit)
12-month Share Certificate – 0.80% APY* ($500 minimum deposit)
15-month Share Certificate – 0.75% APY ($1000 minimum deposit)
24-month Share Certificate – 1.00% APY* ($500 minimum deposit)
36-month Share Certificate – 1.39% APY* ($500 minimum deposit)
Applying is easy!
- Transfer funds to your Aspire share account through our External Transfer option in My CU Online.
- Once the funds are in your Aspire account, call us at 888.322.3732, Option 3.
- We take care of the rest!
*APY = Annual Percentage Yield. Call 888.322.3732 for the most recent rates. A penalty will be imposed for early withdrawal. There is a ten (10) calendar day grace period at maturity. Deposits insured up to $250,000 by the NCUA.
LIFE COVERAGE – ACCIDENT & ILLNESS BALANCE CANCELLATION
Help Safeguard Your Loan with MEMBER’S CHOICE™ Borrower Security
You have dreams for yourself and your family – a happy retirement, college plans, a new car. But have you considered how you or your family would cover your financial obligations if you fell victim to an unfortunate event? MEMBER’S CHOICE™ Borrower Security can help when the unexpected hits.
With MEMBER’S CHOICE™ Borrower Security, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you’ll have exactly the right amount of protection – no more, no less, and that saves you money. Other benefits include:
Simple eligibility requirements
Fast, easy enrollment
Immediate enrollment for eligible borrowers
Convenient – fee can be included in your monthly payment
You can count on MEMBER’S CHOICE™ Borrower Security to step in when you and your family need help the most.
Contact a Loan Consultant at 732-388-0477 to learn more about the plans available.
*This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union Loan Consultant, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.